Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

WE BUY NICE HOMES ! 330-961-1901

Are You Ready to Buy a Home???


"Oh, we can DEFINITELY afford it. It's just that we don't have ANY MONEY!!!"

  • First and Foremost: Financial Stability.
  • Credit Challenges vs. Cashflow.
  • Credit Evaluation... for a Lease-Purchase?!?
  • Dodo-Frankenstein is Your Friend.

Qualifying for a Home Loan 101.


"Prequalified"... vs. "Approved". Throwin' it at the Wall...

Major Variables of your Loan-Readiness.

  • How Much Can You Afford??? Your Affordability-Study, and Your PLAN.
  • To Whom are You Listening?
  • Credit Scores; the FICO.
  • Debt-to-Income ratios... front & back -end.
  • Trade Lines, & Credit Utilization Ratios.
  • Inquiries... Hard, Soft, etc.

Qualifying for a Home Loan 201.

  • The Home: Work-for-Equity, FHA/VA/USDA.
  • Rule # 1: Be a Super-Star!!! Have a Plan, Have Options.
  • VOR... Documentation, Documentation, Documentation vs. "DUUUHHHHHHH".
  • Self-Employed? Let's Face It... Banks Don't Like You. Deal with It!
  • Affordability, Credit Repair, Credit Building.

DIY Credit Repair.


Why Should I Spend $99 DOLLARS a MONTH?!?

  • "My LoanOfficer Said..." 3 Years vs. 3 Months.
  • To Whom are You Listening?
  • Credit Repair, Credit Counselling, Credit Building.
  • Cleaning up your credit. DO's and DON'Ts!!!
  • "Pay Down Those Old Debts!"
  • Pre-Paid "Credit" Cards.

Down Payment?!?!?


  • Let's Get Real Here.
  • Your Most Powerful Tool.
  • Financial Stability.
  • Commitment.

Buying a Home from Liberty.


Step by Step!

  • 1 -- MatchMaker, MatchMaker...
  • 2 -- First Things First. Your Application.
  • 3 -- Purchase Meeting. The FACTS! "negotiation" vs. a proven system.
  • 4 -- The Signing, The KEYS!!!
  • 5 -- We're Here for You... or Not.

Too Good to be True?


"Guarantee"... Can I Lose my Money?

  • Do You Trust Yourself? L/O vs. Mortgage.
  • Application & Affordability Study... Credit Evaluation.
  • How Long Do We Have???

Land-Contract vs. Lease-Purchase.


  • Mis-Information... Blah, Blah, Blahhhh.
  • Land Installment Contract, Contract for Deed.
  • Land-Contract vs. Lease/Option vs. Lease-Purchase. If... Then.

Calculating your REAL monthly payment.

  • Zillow, Realtor.com, etc. REALLY?!?
  • P I T I.
  • PMI.
  • Tying It All Together... Your Home Purchase Program, and the Whole Point of This! Stepping Stones to Your Home Loan.
  • $500 down, $400 per month. Yeeee HAAAWWWWWW!!!!! Home vs. a used Toyota.
  • "Payment Shock"
  • "Enticement to Buy"